The Valley Home Builders Association "VHBA" are opening their doors again this Today through Sunday in the 2010 Winter Wonderland of Homes. The following report will help guide you through some very important questions when making your decision and choosing a builder for you new custom home.
The tour consists of 36 newly constructed homes throughout the Fox Valley...Tickets are just $10/adult and $5/child.
For information, descriptions and a map of the featured properties, visit VHB Online!
Gwenn Tanvas is a Certified Mortgage Planning Specialists who specializes in working with First-Time Home Buyers and Government Programs such as FHA, State and Federal VA and USDA Rural Housing Loans. Visit her website for more information, on-line calculators and a secure on-line application. She is able to assist with transaction throughout the state of Wisconsin. Her offices are located in Appleton, Oshkosh and Green Bay and offers the convenience of one-stop shopping. http://www.WisconsinLoanTips.com or http://www.MortgageProsOfWisconsin.com she can also be reached for comment or to answer questions via email at gwennt@centurytel.net
Wondering how to save money in your new home?
Tips on What's Worth Upgrading - From a Custom Home Builder
Smart home building tips for the Kitchen
This questionnaire will help you determine where to spend your money in the kitchen as you build - and what you can do differently, later.
1. Where do you spend your time in the kitchen? Factor in ease-of-use and functionality.
2. Who hangs there with you? Do you need an island, breakfast bar, or conversation corner? Do the countertops need to incorporate extra width or arches, or will something simple do?
3. How important is the overall look and feel - layout, cabinets, countertops, flooring, lighting, cooking, sink capacity?
4. How much traffic flow through capability is necessary?
5. How much usage will the room get? Do you need the strength of granite, or will a laminate be sufficient?
6. What's a reasonable cabinetry package for your budget? Do you need a higher-end wood like cherry or exotics, or will a maple or oak package with lots of extra storage options be better for you?
7. Cooking for a crowd? Need two ovens, deep freeze, heavy duty dishwasher?
Some things are more costly than others to change later. Here's what to focus on:
Layout
The layout is extremely expensive to do all over again. Expanding the kitchen to gain more space involves major renovations that can cost three times more later than during initial construction.
Adding an island or moving major appliances
Another costly renovation; unless your kitchen has a lot of extra space, an island added later can actually reduce your ability to maneuver.
Deciding the oven would be better in another area means rewiring and restructuring, plus changes to cabinetry (which may not match the originals).
Major structural changes to a kitchen can be the most costly change in the house.
Adding windows
The ability to add windows or sky lights later can depend on the construction of your home. It's not always possible to put it where you want it, once the home has been completed, due to structural issues. This is one of the things you'll want to get right, the first time. Not sure? Talk to your builder about "preframing" a future window.
Adding lighting
If you're going to want a lot of lights in the ceiling, under the cabinets, or in special areas, this is something you'll pay a lot less for if you have it wired when the house is under construction. Doing it later can involve a lot more time and complexity.
However, you don't need to spend a lot of money up front on the latest designer lighting fixtures. If the prewire is in place, you can add many of the fixtures later.
Start simple, with basic lighting.
Putting in a bigger pantry
If you want a big, walk-in pantry, you're going to pay a whole lot less to start right out with that. Unless you're willing to knock out some walls and lose some space later in the adjoining family room, dining room or hallway, there's just no way to add another room in the middle of the house without a lot more work than you're going to want to adjust to.
Cabinets
If you decide on inexpensive cabinets, don't be under the mistaken impression they can be changed out easily later on.
The process can involve much more than the cupboards - including removal of countertops, flooring, trimwork and appliances. Ask your builder how to choose a quality cabinetry that you'll be happy with, without breaking the bank - and start with these tips:
Type of Wood - Consider oak or maple as an alternative to more expensive hickory or cherry choices. A well-made cabinet can be just as appealing in a variety of different species, at varying costs.
Glazes and Special Finishes - a glaze can add 15-35% or more to your total cabinetry package. Consider accent pieces as an alternative if you're on a tight budget. A pair of glass doors or a contrasting accent door hardware can spark up the decor at a lower cost.
Storage Solutions - Have your builder tell you whether that built-in recycle center or wine rack involves an extra charge. It may be just what you want - but find out what it's costing, just in case.
Countertops
The difference in cost can be huge depending on what kind of countertop you use. Recycled glass countertops may sound economical, but can cost three times as much as granite. Your builder can walk you through the choices, benefits and costs of every option out there, so you know just what you're getting - and paying.
Countertop questions to ask your builder:
What kind of countertops are best for each room?
What would it take to change countertops in a few years?
What are my best ways to save money on countertops?
Will a few changes in design save some money on countertops?
Flooring
Starting with a laminate floor won't break the budget later if you decide to go tile or hardwood. The floor is one of the easier things in the kitchen to change later - and many kinds of flooring can be done with some "do it yourself" skills.
Appliances
As long as you don't want two ovens instead of one, or a bigger appliance than what you're starting with, changing out appliances is not going to involve ripping apart the entire kitchen. But before you decide to start with the most economical brands available, determine other cost factors such as energy saving and estimated life cycle.
Ask your builder if you can supply your own appliances - then shop around for the very best pricing.
Keeping Upgrades in Line
Talk to your builder about your lifestyle, and let him help guide your choices, from layout through amenities. Ask your builder if they'll let you take a second look at all your choices before making a final decision - sometimes it's easier to decide when you can sit down with the price tag for each feature.
Room-by-room: Smart building choices that help you stay on budget.
Watch for upcoming articles - and learn what's smart to "upgrade" in your new home, while keeping your overall budget in line.
Kitchen
Bathroom
Master Suite
Bedrooms
Family Room
Entryway
Laundry Room
Garage
Exterior
Energy Savings
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Article copyright Stanton Homes 2010. Provided for informational purposes only, no claims are made by Stanton Homes regarding the validity of any statements. Stanton Homes is an NC New Homes Builder. Please note: all listing information per MLS, and current as of posting date. Information subject to change. Stanton Homes does not make claims to ownership of above lot listings, but can work with homebuyers to purchase lots and build. Home plans to be approved on an individual basis, subject to neighborhood restrictive covenants and lot restrictions. Ask for further information regarding any community, lot or floor plan.
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Gwenn Tanvas is a Certified Mortgage Planning Specialists who specializes in working with First-Time Home Buyers and Government Programs such as FHA, State and Federal VA and USDA Rural Housing Loans. Visit her website for more information, on-line calculators and a secure on-line application. She is able to assist with transaction throughout the state of Wisconsin. Her offices are located in Appleton, Oshkosh and Green Bay and offers the convenience of one-stop shopping. http://www.WisconsinLoanTips.com or http://www.MortgageProsOfWisconsin.com she can also be reached for comment or to answer questions via email at gwennt@centurytel.net
Wisconsin Realtors, Grab Your Opportunity to Get Gwennie's Revolutionary New Property Marketing Technology Tool and it is FREE for the asking!!!! http://www.WisconsinPropertyPromoter.com - Check it out!
New Employee Benefit plan launches in the Fox Valley - Buyers - Sellers receive generous cash back when buying or selling a home through a participating employer - Plus many. many more discounts from participating value partners.... http://www.WisconsinHomeBenefits.com

1. Where do you spend your time in the kitchen? Factor in ease-of-use and functionality.
Adding an island or moving major appliances
Cabinets
Stanton Homes makes it easy! We'll guide you through the entire process - select from thousands of different floor plans, and hundreds of different locations. New homes from the upper $100s to the $500s. Custom modifications available too!
1. Are you already in the market? - Let's assume you qualify for the tax break. That means you've been in your current home for at least five of the last eight years consecutively, you're purchasing a new principal residence -- not a vacation home -- that costs no more than $800,000, and you meet the income threshold -- $125,000 for individuals and $225,000 for joint filers -- to get the full $6,500 credit.
information that you have provided to them. Your bank doesn't do any background check s at this point. It relies solely on you portraying an accurate picture of your circumstances. Pre-qualification is more like a friendly handshake, and once material facts are reviewed, the lender can decide not to give you the loan based upon their review of your official iinformation. This is the mistake Kim & Bill made....
Realtor who specializes in distressed properties and specifically certified in the short sale process. A short sale transaction is a specialty field, so you choice of representation should be carefully considered. Be aware of the numerous legal loop holes that can cause the average person could be taken advantage of.
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