News Flash!

March 2010 - http://www.WisconsinHomeBenefits.com launches

Wisconsin Home Benefits (WHB) is a high-value real estate and mortgage group benefits program similar to a group health or dental plan, except with one notable difference-the PHB group benefits program is no cost to local businesses and employee membership is free.  

Members of the WHB group benefits program receive generous discounts and rewards when buying, selling or financing a home and are entitled to an array of free services and helpful resources.  Member services and personal assistance is provided by a dedicated team of WHB licensed agents and lenders.

The WHB program is available to any type or size business, organizations, clubs or associations at no cost.  Signing up to participate is fast and easy and employee membership is free with entitlement starting immediately. Members receive WHB program brochures, membership cards and a value packed monthly e-newsletter called "Coming Home".         

The WHB group benefits package also provides members with generous discounts and savings on products and services from local reputable companies throughout Wisconsin.      

The WHB mission is to be a trusted asset to local businesses and organizations while providing members with meaningful savings, value and VIP service.  For more infirmation, email us. We are looking for valued partners.

April 2009 - In an effort to support the Wisconsin Real Estate Market and my fellow Realtor and Builder Partners, I am happy to announce the launch the UltimatePropertyPromoter.com service.

For more information, please visit The Future Of Real Estate Marketing -

Business:

I have a very simple motto . . . Help People, Make New Friends, and Have Fun. People do business with people they trust, and you can trust that I will provide you with the individual care you deserve.

Visit me on the web - http://www.wisconsinloantips.com

I am truly passionate about our profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisers and the most experienced Realtors in the Greater Fox Valley Area. And you can rest assured that you are entrusting your home financing with those who rank amongst the most highly qualified and ethical in the lending industry.

You feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, our dedicated team stands ready to assist each and every step of the way.

While I work with a diverse group of borrowers. First-Time home-buyers, Self-Employed buyers, Executive Buyers, Investors, and Commercial Property Investors. Although all have specific criteria, and are quite individual in their mortgage planning and financial needs, one group is very near and dear to my heart! I really love helping people recover from a bad credit experience. There is so much reward guiding people back on their feet. Our business is relational and when I see and feel the excitement of accomplishment at the closing table, I know I am in the right business.

In this day and age of challenged borrowers, I assist Realtor partners with a special program. I call it "Trash into Cash" Due to guideline changes, financial challenges, and an abundance of Short Sales and Foreclosures, there are so many prospective buyers falling into the Trash when they can be easily turned into a "Qualified Buyer" returned to the referring Realtor ready to make an offer. See "How To Turn Trash Into Cash" in a volatile market.

For Informaion on how you can help your buyer increase their credit score by 80 to 127 points in a matter of months... Check out this program!

About Gwennie:

Now that we have that out of the way, I am going to let my hair down a bit and tell you a little about me. I am a Native Northern Californian gal who was transplanted to Northeast Wisconsin. I love the rural life style and the convenience of an airport 35 miles away (comes in handy when I need my California fix)! We have a small farmett in NE Wisconsin where I have three faiting goats - Emmie, Lucy and Daisy. No kids, just goats! Oh yes and many barn kittys - Here a baby from my olde gal "Charlie's" last batch - I called them the three stooges - and this is Moe!

Unfortunately I am not able to have kids so I recently created a local non-profit youth organization. I have had this on my mind for several years and last November . . . my child was born - The Tri-County Community Youth Project. The Project's Mission To provide a positive and supportive opportunity to local youths so they may grow to be successful role models and contribute positively to their community today, and into the future. For more information, please visit www.tcyouthproject.org

I look forward to Dancing, Singing and Playing in the Rain.

My Expertise is Planning and more specifically Mortgage Planning. This fits perfectly with my personality as I have always been a forward thinker! I look at Mortgage Planning as a way of life - Our business is NOT transactional, rather relational. I specialize in working with first time homebuyers and Government loan such as FHA, State and Federal VA, Rural USDA loans, and loans to meet the special requirements of executives and self-employed borrowers. I am also a Consumer Advocate with a great interest and knowledge in credit restoration. Over the past several years, it has become evident that education was needed to help restore the American Dream of financial independence which includes home ownership. With the ever tightened credit markets, I saw the need to become knowledgable and educate myself in this area and serve as a consumer advocate to assist consumers stuck in "credit jail". 

If you would like information on credit myths and how to rebuild your credit , please visit my website http://www.wisconsinloantips.com

I am a Certified Mortgage Planning Specialist (CMPS®).  I am one of over 3,600 certified CMPS professionals in the country. 

You can be assured that as a mortgage professional with CMPS, I have has met rigorous peer-developed and reviewed standards endorsed by a national professional body.  Recognized for its preeminence within the industry, the CMPS curriculum represents the core knowledge expected of residential mortgage advisers, regardless of the diversity of specializations within the industry.  

 The CMPS curriculum incorporates the five essential skill sets related to integrating a client's mortgage, debt and home equity strategy into their overall financial plan: 

• Financial Market and Interest Rate Analysis
• Cash Flow & Debt Analysis
• Real Estate Equity Management
• Real Estate Investment Planning
• Mortgage & Real Estate Taxation Concepts

The CMPS curriculum is approved nationwide for continuing education credit for Certified Financial Planners and is approved in several states for CE credit for loan originators. 

You can learn more by visiting the CMPS Institute website at:

http://www.cmpsinstitute.org/public/financial_advisors

I look forward to discussing this information with you and answer any questions you may have.

Gwenn was amazing. I don't think that I could have got through the mortgage process without her!! She made everything so easy, solved all the problems that came up and was available all the time for my questions! Becky Allcox - Menasha

Taking on the challenge of buying our first home, my husband and I didn't know what would all be involved with financing our new home. Gwenn was a wonderful person to work with. She explained everything to us and answered any questions we came up with. She found us the best possible plan. She was great!  Peggy Bickhart - Green Bay

Gwenn is an ethical, well qualified mortgage professional. Her value system is centered on helping make a difference in others lives- which drives her commitment for excellence in the service she provides her clients. It is with confidence that I can recommend her if you have any mortgage needs. Chad Bates -

Good Morning Gwenn -

Words can't express our gratitude for your assistance in the purchase of our new home. You were there everyday to assist in reassuring me that it would actually be possible, and it was! I really don't think it would have been as easy as it was without your expertise. Not only for the necessary paperwork and gathering of information - but most noticeably for the personal side, calming me and walking me thru the entire process. I'm going to miss not having a reason now to call and check in with you to see what I should be working on next as it is all done.

I clipped the ad with your photo on and taped it to my refrigerator almost two years ago and told Tim, "I like her, she will be able to help us, I can just see it".

Thank you Gwenn.

Most sincerely, Wendy and Tim Morey

"I originally financed all of my rental properties with the local bank, but they could not get me the rate and terms you were able to provide. Thanks to you, I am now set for 30 years. I was amazed at the fixed rate you able to get me for the five rental properties.

J Morgan - Adventures Properties

"It meant a lot to us that you kept us informed every step of the way. You made our first-time buying experience a joy to remember. Thank you."

Ken & Lisa - Neenah

 "You are the first person who explained the complicated financial matters in terms the average person could understand. We felt very comfortable in your capable hands. Thanks!"

Jess & Kim - Menasha

"We are so happy we found you! You made the extra effort to review programs for the purchase of our first home and as the result saved us over $8,000 in loan costs over the local bank. Not only did you save us lots of money, you also made us feel at ease every step of the way. Thanks again!"

R & K Rathsack - Appleton

When Dan and I started to look at buying a home we knew that we would need some help with getting the loan to do so . Our situation was quite unique. At first we kept hitting dead ends and very high interset rates. Then we found Gwenn. With in two months we had a loan and bought our first home. We arein our new home now and love it!!!!

Thank You Gwenn for everything,

Dan and Tara Stonnel